CARS vs. Navy Federal Realty Plus

🏆 CARS Beats the Navy Federal Realty Plus Program

Get More Cash, More Freedom, and Faster Service

If you're shopping for a new home, you're probably looking for smart ways to save. Realtor rebate programs are a great way to put money back in your pocket at closing. Two of the most well-known options are the CARS Realtor Rebate Program and Navy Federal Realty Plus—but only one offers unmatched flexibility, higher payouts, and lightning-fast turnaround.

⚖️ CARS vs. Navy Federal Realty Plus: Side-by-Side Comparison

Feature

CARS Realtor Rebate

Navy Federal Realty Plus

Rebate Cap

❌ No cap – rebate increases with home price

✅ Capped at $9,000

Realtor Access

✅ Choose from any approved agent in our network

❌ Limited to "Anywhere" brands only

Rebate Turnaround Time

✅ Within 2 business days

❌ Longer due to larger company processing

Price Match Guarantee

✅ Will match or beat any competitor rebate

❌ No price matching offered

Membership Requirement

❌ None

✅ Must be a Navy Federal Credit Union member

Geographic Coverage

✅ Nationwide (excludes a few restricted states)

❌ Limited to select locations

Designed For

✅ All homebuyers and sellers

✅ Primarily service members and DoD employees

💰 CARS Rebate Amounts by Purchase/Sale Price

Price Range

Rebate

$50,000 – $99,999

$375

$100,000 – $149,999

$675

$150,000 – $199,999

$975

$200,000 – $249,999

$1,250

$250,000 – $299,999

$1,500

$300,000 – $349,999

$1,750

$350,000 – $399,999

$2,000

$400,000 – $449,999

$2,500

$450,000 – $499,999

$2,750

$500,000 – $599,999

$3,500

$600,000 – $699,999

$4,000

$700,000 – $799,999

$4,500

$800,000 – $899,999

$5,000

$900,000 – $999,999

$5,500

$1,000,000 – $1,099,999

$6,500

$1,100,000 – $1,199,999

$7,000

$1,200,000 – $1,299,999

$7,500

$1,300,000 – $1,399,999

$8,000

$1,400,000 – $1,499,999

$8,500

$1,500,000 – $1,750,000

$9,000

$1,750,000 – $1,999,999

$9,500

$2,000,000+

CONTACT CARS

Note: Rebates not available in Kansas, Louisiana, Mississippi, Oklahoma, Oregon, Alaska, Alabama, Tennessee, and Missouri.

📈 Why CARS Realtor Rebate Is the Better Choice

✅ No Membership Restrictions

You don’t have to join a credit union or bank to qualify—CARS is open to everyone.

✅ Bigger Rebates

CARS offers higher payouts with no cap, which means more money in your pocket at closing.

✅ Agent Freedom

You’re not locked into one franchise or brand. Choose any agent within our large network.

✅ Faster Payouts

Rebates are delivered within 2 business days of closing—no long waits.

✅ Price Match Guarantee

If another program offers more, we’ll match or beat it.

🔍 How the Navy Federal Realty Plus Program Works

While Navy Federal Credit Union offers a helpful program, there are notable limitations:

You must be a Navy Federal member

You can only work with agents from Anywhere Brands like Coldwell Banker, ERA, Century 21

Rebates are capped at $9,000

Processing and payouts can be slow due to the size of the institution

🏁 Final Thoughts

CARS delivers more flexibility, faster service, and larger rebates.
Whether you’re buying or selling, you deserve to keep more of your money.

CARS makes it easy:

✅ Sign up quickly

✅ Work with your preferred agent

✅ Get paid fast

👉 Fill out this form to register for the CARS Realtor Rebate Program and start saving today!

Resource Links:

CARS Realtor Rebate Program:

https://www.corporateamerica.us/realtor-rebate/

Navy Federal Realty Plus Program Overview:

https://www.navyfederal.org/makingcents/home-buying/realtyplus-program.html

Anywhere Real Estate Brands:

https://www.anywhere.re/brands

State Rebating Laws Overview:

https://www.justice.gov/atr/competition-and-real-estate

Military Relocation Support: 

https://www.corporateamerica.us/pcs-relocation-services/